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Beauty on a Budget: Learn one of My Secrets!

Value Make Up Set “The best thing is to look natural, but it takes makeup to look natural.” – Calvin Klein

This great little brand is one of my favorite “Beauty on a Budget” secrets – e.l.f makeup and brushes are so cute, super affordable, and the quality is awesome. The prices are also totally incredible – you can pick up a ton of new trendy colors and fun products, and never blow your budget. They’ve got makeup sets starting at just $3 bucks – or get the totally amazing Mineral Makeup Starter Kit above for only $20 – HUGE value, seriously. It works just as good as other more expensive mineral makeup that I’ve tried – but the prices makes me way happier!

ELF Make Up Brushes Value SetTo paint a pretty picture – You need the perfect tools!

It’s really important to have the right brush for each type of makeup – at least two sizes of shadow brushes, a big fluffy powder brush, another for blush – and a lip brush is the best trick to making your favorite lipstick last twice as long. Throw in a lash curler and brush too – and you’re usually looking at a big investment. But – If you get your makeup brushes from e.l.f. instead, you can get twice as many for half the price. Another reason I totally recommend e.l.f. brushes is because if you buy one of their big value sets, you get to try out a ton of shapes and sizes, to figure out which styles work best for you. The set above is only $30 bucks – and you 11 brushes PLUS a sweet storage case.

What do you think?

Do you have a favorite “Beauty on a Budget” brand that you use to save bucks on looking pretty? Share your favorite brand or product in the comments, so the rest of us can check it out too!

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Financial Planning for Single Parents

Stay at home mom becomes work at home mom

Term Life Insurance: What Single Parents Shouldn’t Be Without!

Life insurance serves to replace your income in the event of your death, so that your spouse or children are able to survive financially in the wake of your passing. Life insurance is especially important for people who are the main moneymakers in the family, especially those with young dependents.

Why, then, are single parents less likely to carry life insurance? A recent study suggests that nearly 70 percent of single parents do not have a life insurance policy, despite being the sole source of income for their young children. Worse yet, the study also determined that the more children a parent has, the less likely she or he would be to carry life insurance.

Why Don’t Single Parents Carry Insurance?

Most uninsured parents have chosen to forego insurance costs so they can use that money on other things, like paying off debts. With the economy as troubled as it is, many people are choosing to put every penny that they can into savings or debt; other people need to spend everything that they make just to break even.

Some parents may also be relying on alternate sources of income, like child support or Social Security survivor benefits. Unfortunately, these benefits aren’t a sure bet. The only way to guarantee that your children will be covered after your death is by preparing for that inevitability yourself.

Parents Need Insurance

Some groups of people don’t need life insurance. Bachelors with no dependents, for example, don’t need life insurance. Elderly people whose children are already grown and independent also do not need insurance. People who are responsible for the lives of dependents, however, always need insurance.

Many single parents don’t want to think about the possibility that they may die unexpectedly. The likelihood is that you will live a long time and your insurance will be unnecessary. In the event that you are in an unexpected accident, however, knowing that your kids have financial security is well worth the investment.

What to Consider when Buying Life Insurance

Term life insurance is cheaper than ever before. Essentially, a term life insurance policy covers you for the pre-specified term, like 10, 25 or 30 years. If you die any time during that term, your beneficiaries will receive the full amount of the policy. If you survive to the end of the term, you will need to purchase a new policy. It is important to compare term life insurance among different companies to make sure you get the most affordable policy available.

Before buying insurance, you should determine how much coverage you need. Usually, you will want to purchase six to 10 times your yearly salary in insurance. You may also want a larger policy if you want money to go toward paying off your mortgage or providing a college fund for your children.

Bear in mind, however, that if you survive your insurance term, you will receive none of the benefits of your policy. You might be better off buying the minimum of life insurance you need in a term policy and investing the rest in an interest-bearing account.

{This helpful financial planning advice was brought to you as part of a sponsored guest post program – But I only share information that I think you’ll be interested in. I agree fully with the recommendations presented by my guest poster!}

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Stumble Tumble Tuesday! – Link Up and Grow Your Blog with StumbleUpon!

Stumble Tumble Tuesday

Welcome to Stumble Tumble Tuesday hosted by Acting Balanced, Sunshine and Sippy Cups and Wyoming Girl Turned Coastie Wife! The goal of this hop is to use Stumble Upon to help you promote your blog posts and get more traffic.

Even if you think you are stumbling correctly, please read this post on how to check and see if your stumble was successful. Some stumbles aren’t showing up, thanks!

To take part is simple!

  1. Add a link to a blog post that you would like people to stumble to the linky below. It *must* be a link to an actual post and NOT your main site. Please do not list giveaways.
  2. Stumble as many other posts as you care to, check to make sure that your stumble went through by clicking on the “Info” icon. Then leave a comment on their post saying, “I stumbled you, my post is _____(add link)”. The great thing about Stumble Upon is that it is fast and easy to do with the Stumble Upon toolbar. PLEASE DO NOT ADD YOUR LINK IF YOU AREN’T GOING TO STUMBLE ANY POSTS.
  3. Remember LINK TO AN ACTUAL POST, NOT YOUR MAIN SITE.
  4. PLEASE DON’T LIST ANY GIVEAWAYS.
  5. PLEASE ONLY ONE LINK PER BLOG.

Important: If you are the first person to Stumble a post, please take a minute and fill out the Stumble Upon review page. This is a one shot deal so if you don’t fill it out, that particular post will never get the same opportunity again. It only takes a minute to do, and has a big impact!

Feel free to post about Stumble Tumble Tuesday on your blog and help us spread the word.

Have fun with it and let’s discover and stumble some posts!

The first person to “like” a post on StumbleUpon assigns it a category. If your post has not been discovered yet, please leave the category you would like, in your link to help the discoverer assign it correctly. Example: Strawberry Shortcake Recipe (food).

I LOVE StumbleUpon!

I loved this personally – it’s just a really fun way to find cool new pictures and pages, interesting articles, and content that’s totally relevant to YOU. It reminds me of Pandora radio… By giving pages thumbs up or down, you help StumbleUpon “get” you, so it can find more things that you’ll like. And as a blogger – I have seen a DRAMATIC increase in traffic since I’ve started using StumbleUpon for my site. If you have ANY questions at all, leave a comment here or on my Facebook page, and I’ll answer you asap!

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Learning to Save the World with Mega Bloks Police Force Set

Mega Bloks Police Set

“Play is not only our creative drive; it’s a fundamental mode of learning.” – David Elkind, Psychologist

We had never used Mega Bloks until just recently – But now that we’ve tried out a couple of sets, I’m a huge fan! I don’t know why I didn’t pick up a set earlier, since we’re such big fans of building, creating, and imaginative play in our house. Our first time checking them out was during our Thomas & Friends Party – and after trying them I realized that we’ve totally been missing out. There are sets for every age and skill level, the quality is great, and the kids totally get lost in imaginary worlds while they play… I loved listening to the boys talk about saving Abby’s dolly, and how “Police men can save the whole world sometimes…” Love these kids.

Mega Bloks Police Car

“The child amidst his baubles is learning the action of light, motion, gravity, muscular force….” – Ralph Waldo Emerson 

Look at the fun details on this Mega Bloks Blok Squad Police Force – I love the little license plates. The steering wheel really moves, the trailer can actually hitch on and off of the car in the back, and the police man all have fun accessories, to make play time more realistic. The packaging for this play set says for ages 5 and up – Well, if you’re talking about safety, or the finished toy, then yes – it’s great for a 5 year old. But if we’re discussing ease of building, then this is definitely meant for a bigger kid. I helped our 8 year old put this together – and while it was super fun, it was a bit of a challenge! There are a TON of pieces included in this box, and it would be way too overwhelming for a 5 year old to manage it all by themselves. But if they have a little help – once it’s put together, it’s perfect for even the tiniest hands! My 17 month old smacked these around on the tile floor – a lot, lol – but they held together really well. All of the kids had a blast with them!

Mega Blocks PoliceLearn More about Mega Bloks

You can find Mega Bloks at most major retailers – Get this Blok Squad Police Force set on Amazon for only $19.97.

Learn more about Mega Bloks on their website – or Follow them on Facebook to stay updated on fun promotions and events.

{Disclaimer:As a member of Team Mom, I received a complimentary play set to review and share with you. All photos, opinions, and overuse of exclamation points is 100% my own – I love Mega Bloks!}

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How I Fell in Love with Moon Dough…

Moon Dough Ocean Pals

“Children need the freedom and time to play. Play is not a luxury. Play is a necessity.” – Kay Redfield Jamison

We love creative stuff here at our house… We like to paint, and color, and build, and create. But when we’re in the mood for some molding fun, I usually mix up our own homemade play dough – The Best Homemade Play-Dough Recipe. The kids had asked for Moon Dough, but honestly, I figured, “how much different could it be then the stuff we make now?” So when Team Mom asked if I wanted to review the new Moon Dough Ocean Pals, to try out the new and improved Moon Dough formula, I figured we’d give it a shot.

Moon Dough Ocean Pals Play set

“Play is the beginning of knowledge.” – Anonymous

The Moon Dough Ocean Pals set arrived, and the kids were SUPER excited to rip it open! I made them slow it down, so I could check this out too. The Play Set comes with a bunch of cool stuff:

  • A cute ocean themed reusable play mat to encourage imagination.
  • 3 different easy-to-use Push & Pop tools.
  • 1 fun twisty mold.
  • 2 different Moon Dough color options to play with.

I laid out all of the great goodies that were included in this fun package, and opened up the first package of Moon Dough to try it out. What at first feels like a piece of smooth Styrofoam quickly turns to a squishy marshmallow-like texture in your hands. I really can’t hardly describe it, but it’s super cool! I’m pretty proud of our awesome homemade dough, but this stuff is so different – Even the teenagers at our house were impressed! The tools included in the set are simple, but perfectly made – the kids were able to easily make really cool shapes, and had a blast with this set!

“Play builds the kind of free-and-easy, try-it-out, do-it-yourself character that our future needs.” – James L. Hymes Jr.

Moon Dough is hypo-allergenic, and wheat-free, making it a great option for any family with allergies. I was skeptical of the whole “never drys out” claim, but so far so good! The kids have left the lid off of plastic container we store it in for days at a time, and it’s just as good as new. So – I started out really skeptical, but the Moon Dough sets have totally won me over – I even bought another one for the kiddo’s for Christmas. The best part? It’s super easy to clean up too!

Learn More

Learn more about Moon Dough online.

Visit them on Facebook, or watch their videos on YouTube!

{Disclaimer: This post was written for Team Mom – I received a complimentary Moon Dough product in exchange for my honest review. All opinions and photos are mine – Love this stuff!}

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My Weight Loss Resolutions Over the Years… #humor

New Years Diet humor

Dieting – New Year Resolutions over the Years…

  • 2008: I will lose 10 pounds.
  • 2009: I will follow my new diet religiously until I reach my goal weight.
  • 2011: I will work out 3 days a week.
  • 2010: I will develop a realistic attitude about my weight, and be happy where I’m at.
  • 2012: I will try to drive past a gym at least once a week. Sometimes.

Anyone else have trouble with New Years Resolutions?

Every year I’d say, “This is the year I lose that 10 pounds!” And I never lost them. And then I had a baby. And now I have a lot more than 10 pounds to lose, lol. If weight loss is on your list of 2012 goals too – here are a couple quick things to check out:

  • – Get a Free Body Assessment from Nutrisystem. This is great, helps you figure out if you really are fat, or just a little extra squishy :) Either way, you’ll be able to set a realistic weight loss goal.
  • – Try the Gym for Free. We all know that most people join with good intentions, but don’t stick with it. Here’s a free gym membership you can print out, to try it out before you pay the joining fee!
  • – Join Food on the Table. This is a totally free service, and it helps plan your meals with healthy options, matches your shopping list with coupons at your favorite stores, and makes eating well and saving money simple!

Or, say to heck with it all!

Just buy a set of Bake Pops {my favorite invention ever}, make them for tomorrow’s breakfast, and smile :) Do more of what makes you happy this New Year! Share this post using the easy peasy social buttons, and give a giggle or two to your own friends today too – Happy 2012!

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Busy Mom Solution: 5 Secrets to Cleaner Dishes

Tips for Clean Dishes

“I hate housework! You make the beds, you do the dishes and six months later you have to start all over again.” – Joan Rivers

It’s hard keeping up with housework when you’re a busy mom. There are a lot of solutions that you can use to help – Chore Charts for the kids, a daily or weekly routine for yourself – and I’ll be sharing some tips next week for setting up both of these ideas! But one thing that anyone can do to make things easier is to take a few easy steps to make sure that you’re doing things as efficiently as possible. Let’s start with your dishwasher – when your dishwasher works well, it is one of the BIGGEST time-savers in your kitchen! So I’m going to share 5 great secrets that I use in my home to make sure my dishwasher gets dishes as clean as possible.

5 Secrets to Cleaner Dishes

  • 1. Make sure that your water is hot enough– Many people lower their water heater temp’s make it safer for babies, or to save on their energy bills. But if your water is not hot enough, the dishwasher can’t properly clean or kill germs on your dishes! Most manufacturers recommend at least 120 degrees to clean your dishes, and 155 to sanitize and disinfect your dishware. If your water isn’t hot enough to kill germs, then you’re not getting clean dishes!
  • 2. Rinse before loading – Your dishwasher has trouble handling big pieces of food or junk, so rinse well before loading. You don’t want to have food bits getting stuck in your dishwashers drain – it’ll give you problems, trust me! No need to “clean” dishes first, just rinse them well. Easy peasy.
  • 3. Load properly – While my boyfriend insists that it doesn’t matter how you throw it all in, it gets clean no matter what – it just isn’t true, lol. Here are a few tips – cups and glasses on the top row, bottoms up. Plates on the bottom, facing the same way. I’m an organizer, and like all forks, spoons, and knives in separate bins – if you do this too, make sure you put some facing up and some down, so they move around well. Proper loading ensures that water can get in between each dish to clean well, and makes putting them away easier too!
  • 4. Use the right detergent – Detergents really do work differently in different homes. There are a lot of variables, such as type of dishwasher, hard water or soft, etc. I prefer to use the All-In-One Tab style detergent, because it’s super easy for even the kids to just drop one in, and start a load. A couple of tips here – if you use powder detergent, and see clumps left over after a load, it’s probably because moisture has gotten into your container. The moisture can cause the crystals to stick together, and not dissolve properly in the dishwasher. So make sure to keep it stored in a dry place, closed tightly!
  • 5. An often missed trick – Rinse agent! So many of my friends skip this step, thinking that it doesn’t really do anything, or isn’t worth the extra few bucks. But it is key to getting sparkling dishes! Here’s why – when you use detergents alone, food and yucky residue can redeposit on dishes during the rinse cycle. But a rinse agent helps the water run off of the dishes faster – so no yucky spots or scum, and they dry faster!

FINISH® JET-DRY® Rinse Agent

What do you think?

Do you have any helpful tips to add? If you do – share them in the comments! I’ll pick one of your great comments on January 7th, and reward it with a FREE package of my favorite secret weapon – a bottle of Finish Jet-Dry – so you can see for yourself what a HUGE difference it will make in your dish washing routine!

“If you have to dry the dishes
(Such an awful boring chore)
If you have to dry the dishes
(‘Stead of going to the store)
If you have to dry the dishes
And you drop one on the floor
Maybe they won’t let you
Dry the dishes anymore”
― Shel Silverstein, A Light in the Attic

{Disclaimer: I wrote this review while participating in a blog tour by Mom Central Consulting on behalf of Finish and received a Finish Jet-Dry product sample to facilitate my review, a sample to giveaway, and a promotional item to thank me for taking the time to participate. Photo credit:  JohnMooreServices.com.}

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