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Don’t let this happen to you: Finances and your Spouse

This article today brought tears to my eyes. It is such an extreme example, yet it really could happen to anyone. So many of us as women simply let our partners handle our finances, and have no real idea of what our assests and liabilities are. Read this story from LearnVest to understand how important it is to know:

Innocent Spouse: Her Husband's Criminal Financial Legacy

With wedding season upon us, you know we have to bring up those love and money topics: whether you should you sign a prenup and how marriage affects your finances.

And here’s another one: how your husband can keep financial secrets in a marriage and leave you with $3 million in debt when he passes away.

It sounds like a financial urban legend, but it happened to Carol Ross Joynt. In 1997, Joynt was 47 years old and living in Maryland, a successful producer for Larry King Live, mother of a healthy little boy, and happily married to her husband Howard, who owned the legendary Georgetown restaurant Nathans. They lived a lavish lifestyle complete with vacation homes and designer clothes, and she was very much in love.

Then Howard died from pneumonia. Joynt’s grief was multiplied by the shocking revelation that he had hidden a financial mess from her for years—most notably, he was under investigation for tax fraud, and the IRS was turning to her for the $3 million owed…..

LearnVest

To read the rest of the article, including the saddest quote:

I was always selling things. I was like Scarlett O’Hara, taking down the curtains to use.

You can go on over to the LearnVest site and check it out. It is definitely worth reading, and I love that she was strong enough to figure out a plan to salvage what she could.

LearnVest is one of my new favorite sites, and if you sign up for their daily email you’ll get more stories and great tips, plus access to all of their free tools. Just click the link below to check it out!

LearnVest

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Join the {Follow Me Friday} Blog Hop!

Welcome to the NEW Follow Me Friday hosted by Living on Love and Cents, Madame Deals, Mom on Dealz, The Coupon Challenge, Luxury Living Frugal Style and Budget Savvy Diva.

Follow Friday

Each week we will follow you to a different place. (Facebook, Twitter, Google Friend connect,etc) Only link up the network we are visiting that week! Check back each week to see where we are following you. This is a great and FUN way to build your following and find great people to follow as well. A few important things:

1) Follow the first 6 in the linky. These are our hosts and they WILL follow back. Be sure to comment so that we can follow back!

2) Only link up your the network we are visiting for the week!–GOOGLE FRIEND CONNECT(Link directly to your Blog Page)

3) Spread the word about this hop with a post, grab the button, etc.!

4.)For more followers- Grab the linky code and post this on your blog for your followers!

Happy Traveling! Be SURE to leave a comment so that we can return the follow. Remember GOOGLE FRIEND CONNECT THIS WEEK!

And leave ME a comment here, and I will follow you back for being a part of the party!

 



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{Win!!} Super Duper Giveaways List!

I love giveaways, contests, and sweepstakes.

At the end of my pregnancy, I was having a lot of complications. I had not one hernia, but two. One on each side. My doctor told me that this was very uncommon. Well, of course. I’m weird. Uncommon is how I roll.

So, I was in a bit of pain. {and by a bit, I mean the opposite of a bit. Like, a ton maybe.} The doctor couldnt do any surgery to fix it, because baby girl was sort of in the way. Their solution? “Stay off of your feet.” Problem was, I worked as a manager in retail. And that sort of involves standing. And running. And ladders.

I couldn’t afford to leave work early, so I was on my feet all day. ALL. DAY. Oh boy. So when I got home I didn’t even want to stand up for anything at all. Nada. And I’m not much of a TV watcher. So I started getting online a lot. A. LOT.

That’s how I stared with giveaways. I entered a few, and won. So I entered more, and won even MORE often. Then I got hooked! Over the holidays, when there were a ton of giveaways going on, I seriously won at least something almost every single day for months. Amazing.

I’ve backed off a little, since I’m so busy with the new baby, watching the nephews, finishing up school, housework, the new blog, etc. But I’m starting to get back into it again. And I’m starting to win again.

Yep. Momma needs a hotline.

But hey, it’s not like I’m gambling. It’s harmless, even if it is a bit of an addiction, right?

So, after this looooong story, here is a list of super duper giveaways for YOU to enter. Yep, this freebie junkie wants to get you hooked too :)

Here ya go:

I hope you find some good ones, and I’d LOVE to hear if you win :) Have a great night guys!!

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{Digitwirl} How Dropcam Keeps Your Family Safe!

Dropcam Lets You Keep An Eye On Your House When You’re Out!

Unless you’re under house arrest chances are you’re out of your house most of the day. Wouldn’t it be great if you could check in our your baby while your out (especially if it’s first steps season), monitor who’s coming a knockin’ or look in on your pet? We thought so, which is why we are now card-carrying Dropcam fans.

Dropcam is a wireless security camera and online recording device that’s simple to set up and to get viewing. Once it shakes hands with your home’s wireless network connection, this little guy can be placed anywhere around your house where there’s an outlet–although we highly recommend you exclude the bathroom…ick. Then, you can get a live feed, or with certain plans, look back at what’s already happened right on your computer or through the Dropcam app for both iPhones and Androids. Yes, that’s right, you can view everything Dropcam sees right on your Smartphone.

Watch this weeks Twirl and see what Carley caught her son doing. Don’t worry, it’s a good thing.

{And… Get 10% off a Dropcam or a Dropcam Echo by entering the discount code “DIGITWIRL” at check out! Sweet deal, right?}

Check out Dropcam in action:

What do you think? Awesome, right?

The price is kinda high, but really, I think it’s worth it. It’s a pretty moderate price really, for something this cool, that can give you this much peace of mind.

 

I can imagine a few scenarios:

  • You go on vacation, and want to make sure you’re home is safe. From robber-type bad guys, of course. But also from a pipe bursting, or some other type of disaster. I know that when we go away for a bit, I ALWAYS worry about things at home. And we don’t have a trusty neighbor to check in. So this would really ease my wildly imaginative mind!
  • Speaking of neighbors watching the house…. Wouldn’t it be nice to see what they’re up to when they come by to water the plants or feed the cat? Do they snoop through your cupboard? Or pick their nose? All of the important type of things that I need to know. Right?
  • And speaking of the cat, maybe I want to check on her and see how she’s doing during the day. Maybe not, since cats are pretty darn boring. But maybe? Or, as I saw suggested on the Digitwirl website, maybe you want to check on your chickens. A live Chicken Cam. Don’t laugh. It wasn’t my idea, but I like it. I’d watch Reality Chicken TV. Really. I’m like that.
  • And speaking of robber type bad guys… Imagine that your home DOES get broken in to sometime. How great would it be to have it on VIDEO, to catch the people that did it? Yup. Batman can’t always be there to save the day. Sometimes you need Dropcam.
  • 

So, you can see this is a pretty valuable purchase, and totally worth the investment.

I also like that I could use it as a baby monitor, and let daddy get to watch the baby from his iPhone while he’s at work. Super fun idea.

What do you guys think?

  • What other scenarios can you think of where having this sweet camera would really come in handy?
  • Do you think this is something that you could use at your house?
  • Are you excited to use this awesome coupon deal on a Dropcam for your family?

I’d love to hear your thoughts, so please share in the comments! I can tell ya for sure, this is now on my list of presents that I’d love to get in a couple of weeks for my birthday… *hint hint*

Digitwirl is the weekly web show that offers simple solutions to modern day problems. In 3-minutes, Digitwirl brings busy women the very best time, money, and sanity-saving technology, and then teaches them how to use it, step-by-step. Digitwirl was created by technology lifestyle expert Carley Knobloch, who uses lots of technology to manage her busy life as mom of two and entrepreneur. Become a subscriber to get weekly show alerts and exclusive deals at Digitwirl.com, or follow Digitwirl on Twitter at @digitwirl.

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Daily Bit of Sunshine…

 Today’s Daily Bit of Sunshine…

“Your journey has molded you for the greater good, and it was exactly what it needed to be. Don’t think that you’ve lost time. It took each and every situation you have encountered to bring you to the now. And now is right on time.”

-Asha Tyson (born 1970); Writer, public speaker.

I love this quote.

There are so many times I find myself doubting the path I’m on, or wondering if I’ve made the right choices at different times in life.

But you know what? I’m happy.

Which means that every single choice I have made was the right one. If I had made one “better” decision, it would mean I would have done something in my past differently. Which could have changed my path in ways I can’t even begin to predict.

So I choose to try my best to live with no regret. As long as I am happy each day, then I am making the right choices, right?

LearnVest

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Enter to win CASH from Ebates, and a Prize from ME!

Woooo!!! Ebates is celebrating their 12th Birthday!! Come on and join the fun….

EBATES

If you haven’t joined Ebates yet, now is the time to do it, so you can get in on the fun! Join today and get a FREE $5 bucks to get you started towards your first BIG FAT CHECK!

Join Ebates.com Today and Save at 1200 of the Internet’s Best Stores! Click Here to get started!

It really takes just one minute to sign up, and then you can starte earning CASH BACK on almost every purchase you make online!

There have only been a couple of times over the past year that I have shopped somewhere that wasn’t partnered with Ebates. And if you’re a busy mom like me, and do a lot of your shopping online, this is a great way to earn a nice check. If you’re gonna shop anyway, you might as well get some of your cash back, right?

To celebrate their 12th Birthday, Ebates has bumped up the amount of cash back you earn at a TON of merchants!

Here are a few of the awesome stores that are earning you a whopping 12% cash back right now: 

  • Baby Gap
  • Container Store
  • Cafe Press
  • Go Daddy
  • JC Penny
  • Netflix
  • Old Navy
  • Sephora
  • Shutterfly
  • Sunglass Hut
  • Zazzle
  • And more!

So go on over and sign up, it takes like 30 seconds!

They are legit, I’ve gotten checks {You’ve probably seen the pics I post!} and they won’t send you a bunch of spam. The only email I get from them is one each day, with the new Daily Double, updating me on which store is giving DOUBLE CASH BACK that day. Then, next time you shop online, stop by Ebates first…. You’ll almost always find a coupon code to save you money on your purchase, and start earning that free money!

AND… There are a bunch of fun giveaways for Ebates birthday too!

Freebies 4 Mom: She’s got an AWESOME giveaway, check it out: 1 Day Giveaway, and enter to win $100 cash from Freebies 4 Mom and Ebates! Just make sure to sign up and follow her page first to enter! {ENDED!!!}

Facebook: “Like” Ebates on Facebook here, {you can tell ’em Sunshine and Sippy Cups sent ya if you want!} and you’ll automatically be entered to win one of 4 Philosophy Gift Bags valued at $250 each… OR, $1,200 CASH!!

Sunshine and Sippy Cups: Leave me a comment below {read details below} and WIN a $5 Amazon Gift Card!!

How to WIN:

I’d love to hear how much you guys are earning from Ebates!! My last BIG FAT CHECK was $52.19…. {Yes, that means I shop a lot! Lol.} I catch myself at a store like Target thinking, “I should just order this online instead, and earn my cash back on it…” I love free stuff. I’m sure you’ve noticed… :)

So leave me a comment and tell me how much your last BIG FAT CHECK was, or who your favorite retailer is at Ebates…. And I’ll pick one lucky fan’s comment to get a $5 Amazon gift card!!!

OR… If you haven’t been using Ebates yet, get signed up today! You’ll get a FREE $5 in your account, AND right now you’ll also earn ANOTHER $5 cash for each friend that you refer! Even if you only use it occasionally, it’s still free money that they’ll send ya! Leave me a comment if you’re a new sign up too, to enter to win!

EBATES

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Puppy Love…

This is Deuce and Abby. The furry one is Deuce. We like to sing their names to the Max and Ruby music…

“Deuce and Abby… Abby and Deuce…”

I guess that’s it. It’s not real Grammy winning song writing, that show. Anyway, that little guy has almost doubled in size already. He is like having a second baby. Him and Abby share toys. Then they steal toys from each other. Then she’ll share her teething toy with him, take it back, and try to chew it again. Yuck.

But they love each other. He SUPER loves her. If she’s in the bouncy chair, he sits underneath and growls when people come close. Thinks he’s a little fluffy guard dog. Annoying. But sweet, right?

Anyway, even though I want to punch him in his little fluffy nose quite often, I do love him too. So we signed up for this offer last time I saw it, and I thought I’d share it with you guys again. I’ve gotten a lot of coupons {which are so great. This little chunky butt can eat!} and helpful tips. Check it out:

Join the Puppy Chow® Healthy Start Program to receive advice customized to your puppy’s age, fun pictures and videos of puppies like yours, monthly emails packed with articles and a $2 off coupon! Click Here to get your coupon now.

Hope some of you guys find it as helpful as we have!

Puppy Chow Healthy Start

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