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Read {AWESOME} fan Dana Partaker’s story!!

I LOVE hearing personal stories from you guys… And I always love to hear how different programs, companies, and services work for you guys. It’s not enough for just ME to love something, I want to know that it helps YOU too.

So I la la la looooved reading this really great story from Sunshine and Sippy Cups fan Dana Partaker about her experience with Credit Karma! Read it here:

“Several years ago I found myself in a messy divorce that sadly landed my credit in the garbage. I spent some time researching a way to monitor and improve my credit and came across Credit Karma. And from that day forward, it has changed my life!

The site is free to join, NEVER a fee or charge to review your scores,
monitor your credit, etc.  I log on every month to check my score and ensure
my report is accurate. I have also utilized their “savings” suggestions and
have saved at least $500 on insurance(home and auto). And by monitoring my
credit and working to improve the huge financial burden that my ex-husband
“left” me, I was able to improve my score by 3 points in just a few months.

I continue to utilize them and my scores continue to improve.

I highly recommend this site for anyone and everyone that wants to take
control of their credit and stay “in the know”.

A Credit Karma Fan,
Dana Partaker

Awesome, right? If you want to learn more, check it out here…

 

Get signed up today!! I really feel SO strongly that this is an EXTREMELY important thing that every mom should do, and know exactly what is on that credit report! So check it out, and let me know what you think about it…. :)

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{Digitwirl} Mint.com– Show me the money!

Keeping track your life is challenging enough, so who can remember when your next credit card payment is due or that your checking account is on life support? But there is a simple way of keeping track of all your finances, by storing them in one secure place–Mint.com.

With a few simple clicks you can upload your bank account balances, bills, mortgage statements and student loans and Mint will organize them in one place so that you always know exactly what’s going on with your finances. No more searching piles. No more late fees.

And, Mint gives you an up-to-the-minute view of all your transactions, analyzes your spending habits and lets you set up a budget. It might just surprise you to see where your cash is going and how you can save money!

With the Mint app (available for both iPhones and Androids) a quick peek at your bottom line will help you decide whether to purchase, or pass on, that little “Me gift” you’ve been eying.

Watch this week’s Twirl to learn all about how you can gather up all your finances into one safe financial manager. Oh, and let us know what you think about Carley’s hat. Yay? Or Nay?

So, what do you guys think? Amazing, right? When I look for stuff to share with you here on Sunshine and Sippy Cups, I look for things that will help you save money, make your life easier, and help you have more fun.

Mint.com is perfect, because it does all three! By making it easy for you to track your spending and pay your bills, you can save more, and avoid those dreaded late fees. And that leads to MUCH less stress in the back of your {already-super-busy-mommy} mind! Less stress = More fun!

But… I have a confession. I have an account at Mint.com, and never did anything more than sign up. I never took the time to set it up or link my accounts because I thought it would be complicated.

No, keeping track of piles of bills and writing checks is complicated! I am SOOOO glad to have watched this video and realized how easy it is to set up, and how simple it will be to keep everything organized. Because although I am the queen of home organization, even I get overwhelmed sometimes!! You can imagine what my mailbox is like each day {you’ve seen the pictures!} so it’s easy for bills to get lost.

And I especially like that NO MONEY can be moved around, making it safe as can be. Love that.

I know that the momma’s that follow my blog are all about saving money, right? Of course! We clip coupons, search for deals and offers, and do what we can to give our family the BEST possible life, at the LEAST expense!

But, so many of us forget to manage those savings, or save for the future as well as we should. So I feel totally confident recommending this awesome service to you, and I hope it helps many of you reach your financial goals :)

A few more helpful tips to keep your finances in order:

  • Credit Karma: A TRULY free Credit Report, with an analysis of your score. Read about it here: Credit Karma.
  • LearnVest: My VERY favorite financial tip site! Frugal tips every day, focused on living fabulous for less. Get access to great tools with newsletter sign up using the link below!

 LearnVest

If you use Mint.com, I’d love to hear your experiences… Leave some comment love! And, what DID you think of Carley’s hat in the video?? :)

Digitwirl is the weekly web show that offers simple solutions to modern day problems. In 3-minutes, Digitwirl brings busy women the very best time, money, and sanity-saving technology, and then teaches them how to use it, step-by-step. Digitwirl was created by technology lifestyle expert Carley Knobloch, who uses lots of technology to manage her busy life as mom of two and entrepreneur. Become a subscriber to get weekly show alerts and exclusive deals at Digitwirl.com, or follow Digitwirl on Twitter at @digitwirl.

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A Free Credit Report that actually IS Free!

I’m sure you’ve heard of tons of places that claim to give you a “Free” credit report, right?

But then you get there, and they ask for your credit card info, and want to enroll you in some “free” trial you can be charged for later, just to get your so-called “free” credit report. Boooo.

I used to recommend getting a free copy of your credit report directly, since you can get a truly free copy that way. But now, I’ve found an option that is even better, and seriously rocks!

Credit Karma is totally legit, and I’ve been using it for a few months now. Read some details here:

Get your 100% free credit score instantly, securely, and safely. Credit Karma provides truly free credit scores to consumers direct from the credit bureaus. Your scores are retrieved securely with no hidden fees. Use the free credit report card to learn more about your credit report and score. Compare individual credit report categories to national averages. See how the various items on your credit report affect your credit score. Plus, it’s completely free!

  • 1. Access to your FREE Credit Score anytime!!
  • 2. Exclusive offers based on your score.
  • 3. Tools to track your credit score over time.
  • 4. Valuable credit and finance content.
  • 5. Calculate and research to find best rates for you.

You can sign up here, Credit Karma, and make sure to check your email and junk mail for the confirmation email…. As soon as you click that, you’ll get to see all of your credit report info!!

I love the way it makes it all really easy to read, analyze, and understand. And the reason it’s free is because they use some advertising on the site…. They get their money from ad’s, instead of from you, which is better, right? :)

Like I said, I’ve used them for months, and haven’t had any complaints at all. They use your email and info responsibly and safely, and I’ve had no spam problems or overload of emails…. I’ve only gotten a once a month update from them on my credit score and info.

Check it out today… I PROMISE that you will be massively impressed with this, and will want to share it with your friends too. It is the best service I’ve used.

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Freebies for Allergies!!

If you suffer from terrible allergies like me, I’m sure you’ll appreciate these too!

Zyrtec

Get a coupon for $2 dollars off of Zyrtec, which I use and love. Nothing totally stops my allergies, but this stuff does help me a bunch. And it’s pretty pricey, so coupons like this rock.

Renu Sensitive

Get another $2 dollar off coupon for Renu, which also helps a TON if you get yucky itchy allergy eyes!

Would you like to get $2.00 off your next purchase of RENU CONTACT SOLUTION from Bausch + Lomb? Click Here.

Hope these help ya out!!

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Free Wine Posters

Join the fun community at Redwood Creek!

Sign up here, Redwood Creek Wine, and join their Blaze the Trail community!

You participate in polls and fun quizzes, and earn “corks” which are like points. Then you can redeem them once a month for REALLY nice wine-themed prints like the one above.

I have some really pretty ones, and the quality is amazing. Each of these prints is huge too, full poster size, with a really nice professional finish.

I’m looking forward to eventually getting them all framed and hung together somewhere…. I’m thinking when we’re ready to re-do the family room.

Go on over and check them out to get your FREE prints too, and learn more about the amazing Redwood Creek wines!

freeflys

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Want to earn some extra cash this summer?

Want to earn some extra cash from home this summer?

I’m a stay at home mom, and am always looking for ways to save money, like using coupons, deal sites, rewards programs, etc.

I’m also always looking for ways to EARN extra money. I’ve sold our unwanted stuff on Craigslist, sell some of my crafty stuff {watch for my new Etsy shop in a couple months!}, and use Survey Sites to earn FREE money, easily, from home.

This picture shows that yes, these sites are legitimate, and you really DO get paid! Each one works differently… Some allow you to cash out quickly, at $5, and some of them wait until you reach $10 or $20. There are others that reward you with FREE gift cards instead of cash, which I also love. And some of the Survey Sites also send you FREE products to test out.

This is a recent product test… I was sent this FREE Italian Dressing to test, then another different type 2 weeks later. Free food? Love it. I’m also currently testing out 2 types of shampoo for different companies, a set of 3 plug-in air freshener products that are super cool and different, and the new Youth Code face cream set from Loreal.

So, these sites are totally worth it! Here are my tips to maximizing your rewards:

  • Sign up for a bunch of different sites! Some only send out one survey a week, and others you may not qualify for some that you attempt. The more you use, the more surveys you’ll get to fill out, which means the more rewards you’ll earn.
  • Be patient. Especially at the beginning, you may not get some of the big ones, like the $30 surveys from Toluna that were out last week. But once you’ve stuck with them for a month or two, you should see better stuff coming in.
  • If you don’t have a lot of time, that’s ok! When you DO have some free time, sit down at the computer and fill out a few different surveys, from different companies. Even if you just do a few a week, one day you’ll check your status and see you have FREE money ready to cash out! So even if it takes you longer than me, you are still earning, which is awesome.

Here is a list of some reliable sites I use myself:

Synovate

  • Synovate: This is by FAR my very favorite! This is the one that I get the majority of my product testing opportunities from. I’m not sure if they’re open to new members right now, but DEFINITELY check it out and try to get in!
  • Toluna: This is the one that I mentioned had the $30 surveys going out last week. I also got two different ones for $10 each this week, which was very cool. Sign up here, Toluna.
  • MyView: Earn FREE Gift Card Rewards for sharing your opinions! Sign up here, MyView.
  • DollarSurveys: Take free surveys and earn a dollar for each survey you complete! Visit everyday for more surveys. Sign up, Click Here.
  • SurveySpot: So many fun promotions with them! Frequent opportunities, average of 24 surveys a month. You’ll earn prize draw entries every time you participate in a survey for a chance to win up to $12,000! Click Here to sign up.
  • Surveyhead: Earn $5 for signing up to take online surveys. Join Surveyhead & Earn fast cash by sharing your opinions! Click Here to learn more!

There ya go! All of these send out different types of surveys… Some long, some short, some with product tests, some that enter you to win a prize, all with some type of reward just for sharing your opinions!

What are your favorite survey companies? I’d love to hear some suggestions in the comments!

Whether or not you have an online accounting
degree
, you probably also realize the value of having extra cash.

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Up to 90% off on Family Deals!!

FamilyFinds

So… You guys know how much I LOVE daily deal sites.

I lost my job before I was able to return from my maternity leave. And I’ve been a {very happy!} stay at home momma ever since. I’m broke as all heck, because belive it or not, blogging doesn’t make you a millionaire, especially the first 3 months :) But I am so so lucky to get to be at home.

But with all of the things a {too fast!!} growing baby needs, I would NEVER be able to afford things without using these deal sites, especially the ones targeted towards moms!!

The sites all work on a similar idea… If a company offers ONE deal at a SUPER deep discount, but gets TONS of sales from it, it can be worth it for them. And it is TOTALLY worth it to you to get that daily deal, if it is something that you’re needing.

I’ve gotten a diaper bag at over $100 off retail, toys for $50 – 90% off, and lots of gift certificates for things like restaurants, the zoo, and classes, at really great, affordable, prices.

So when I found this new site today, I of course signed right up!! I hope it helps you out too!! “Save up to 90% on Fun Family Deals at FamilyFinds.com Click Here to learn more.”

Do you have any favorite deal sites? Or any great tips on saving money with a growing baby? I’d love to hear your tips in the comments :)

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