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Apple has more cash than the entire US Government?

Apple has more cash than Washington?

It’s true! That’s the super surprising news in a great new article from one of my favorite sites, LearnVest today.

Read why LearnVest says {only half-jokingly} that Steve Jobs should run for president…

Apple’s cash reserve is about $76.2 billion. And while Congress stalled over the debt debate, the nation’s total operating balance was confined to $73.8 billion.

The comparison isn’t exactly apples to apples (pun intended), but the fact remains that the technology company is holding more cash than the entire government of the world’s largest economy.

Pretty hard to believe, right?

You can read the rest of the article, and learn how other big companies compare, by visiting Learnvest today.

Sign up for their daily emails too, you’ll LOVE the articles and tips that they send each day. Plus, they are just full of fun stuff… Tons of cool tools and features on the site, and they offer free programs for members pretty often too. You’ll love it!

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New way to save: Saveology!

Join Me at Saveology Today!

You can do the quick sign up, Click Here, and then you’ll get access to their daily deals!

This is another one of those fun “Daily Deal” sites, like Groupon or Living Social. But in my opinion, you can’t have too many deal sites… I mean, who doesn’t love deals, right?

The more the merrier!

I sign up for tons of these, since they’ll all have different deals each day. I save, seriously, a lot of money each year by using these sites to stock up on super discounted restaurant certificates or other goodies that I know we’ll use.

What’s YOUR Favorite Deal Site?

Check it out! If you’re already using it, let me know what you think of it. And share in the comments… What is your favorite deal site? I’m always looking for new ones, so I’d love to hear about the best ones that you guys have found!

A few more deal sites you can check out:

  • Zulily: Up to 90% off baby, kids, and mom stuff. Sign up Here.
  • Totsy: Mostly kids clothes, super deep discounts. Sign up Here.
  • Groupon: If you’re not using the original, check it out. Click Here.
  • Koopik: Save up to 95% at your favorite places! Click Here.

Beyond the Rack

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Wow! $40 worth of Product FREE from Paper Coterie!

Paper Coterie is having a BIG Event going on right now!

Check out some of the really pretty paper products at Paper Coterie, choose $40 worth of your favorites, and check out with the coupon code BEGINANYWHERE to get it all for FREE! {You will have to pay your own shipping though, which is fair for all of those free goodies.} This coupon code is valid until August 31st.

Begin Anywhere Month

The late composer John Cage claimed “Not knowing where to start is the most common form of paralysis.” His advice? “Begin Anywhere.” I love it.

Super excited to create…

I have some work to do this morning, but then I’m going to make the super adorable A-Z Baby Girl Photo Book, and the 10 Things I Love About You Poster! Their products are so unique and creative, you’ll love it. Let me know what products you get with YOUR credit!

Totsy

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Want to Spend Less on Groceries? How to Find Coupons

Want to increase your grocery savings? Then get started with couponing! Or, if you’re already using them, bump it up a notch, by checking out a new site or two. I admit to not being a pro, at all, with this whole coupon thing. But I have been increasing the amount that we save, every month, for the last year. Those coupons for .25 to .50 cents off really do add up. When you combine that with some of my smart online shopping strategies like using Ebates for free cash back, and my 15 Awesome Ways to Shop for Free – and add in a tip or two from my most popular post of all time: 10 Ways to Earn Money from Home – you can really do great things to boost your budget. These are all things I used myself when I lost my job unexpectedly a few years ago – while being a full time student, with a month-old baby, and no unemployment benefits. Yikes to the max, right? But using these money saving tips saved us, seriously.

How to use coupons - plus huge resources to get them free!

Use Grocery Store Programs

So, for now, I’ve been relying on clipping and printing TONS of coupons {that’s my actual pile, in the photo above}, loading digital coupons directly to my loyalty cards, and using the price match guarantee at Walmart, to maximize our savings. I love that I can bring the coupons from other local stores, and Walmart will honor them! It saves me time from running around town, but I still get the best deals. Also, the new Safeway digital coupons are amazing {be sure to load the app too, if you shop there a lot} – and you get the added bonus of earning up to $1 a gallon off on gas too.

Where do you get so many coupons?

This is one of the biggest questions that I get asked! There are tons of different ways to get coupons… {See my post about signing up for newsletters and mailing lists for some ideas: How to Get Free Stuff {Part 2}} I get most of mine either directly from companies, clipped from my Sunday paper, printed online, or loaded directly onto my loyalty cards. I’ve also been using a really cool site called AFullCup.com – you can swap and trade coupons, search for coupons by store, or use the forms to ask questions, learn other couponer’s best tips, share your match ups, and more. Really helpful!

Coupon Resources to Check Out:

Use these sites to print off coupons that you’re family is going to use anyway. Hand ’em over to the checker at the grocery store. Watch those savings add up. See, easy peasy, right? Then, next time, print more. Now you’ve gotten started. People think it’s a ton of work… But how much time does it take to print out a hand full of coupons? Yes, you’re not saving like you see on tv reality shows, but you ARE saving. And every little bit helps out! So get started with coupons today!

Inbox Dollars

Inbox Dollars is a site where you can earn money for tons of different activities: shopping, surveys, offers…. But you also get PAID for printing and redeeming coupons from their site. For every coupon you print and redeem, you’ll not only save at the store, but Inbox Dollars will credit your account a bonus .10 cents. Awesomesauce, right? And there are tons of other ways you can earn, too. You can see an example of my earnings here: Does Inbox Dollars Really Work?

Swagbucks

Swagbucks was one of the very first sites I ever started using to earn free stuff online – and still use it today. I usually redeem my points for Amazon gift cards, which I can then use to buy must-haves like toilet paper, detergent, diapers, etc. When you use the Subscribe & Save option on Amazon for those types of essentials you save big. And just like with Inbox Dollars, you can print coupons here too, and earn rewards for every coupon you redeem!

I’m sure you’ve heard of Coupons.com before! They have a really great selection of family-friendly product coupons, and have a really extensive list of brand name coupons that are updated regularly.

Grocery Coupon Outlet – This is another site for printing out coupons for your favorite brands. Great selection, and very easy to navigate.

RedPlum brings you coupons in your Sunday paper, so I’m sure most of you are familiar with this one too. I use a lot of their printables each week too, to get multiple copies of a good coupon I find in the paper.

SavingStar

Savings Star brings more of the super cool, and super helpful, digital coupons! Some stores will even stack these on top of your printed coupons. Just register a basic account, then add on all of your store reward cards so you can load them full of savings. Then – you can save on your grocery bill even if you forget to clip coupons that week!

Free Coupon Alerts is always updating with the latest coupons available online. They cover Printable Coupons, E-coupons and much more. Never miss a coupon again – sign up today.

Ladies… Start your Scissors!!

You can bookmark this page, so you can come back often to find new coupons… Most sites update around once a week or so. Clip a few to get started, get hooked on the savings, and come back again to print tons more! If you have a great couponing site, feel free to share it in the comments, I love hearing from you guys!

SavingStar

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No Health Insurance? Use these Free Products, Coupons, & Resources.

No Health Insurance?

If you’re like me, and are without health insurance, here are some great resources, coupons, freebies, and more. I hope that some of you guys can find some money-saving help here!

Or, if you have a family member or friend who can use this help, pass it on, or sign them up. Medical costs are so hard to afford these days, every little bit of savings counts.

Free Resources:

Free RX Drug Card

Get this Free Prescription Discount Card to get savings of up to 75% on needed med’s. Click Here to sign up. All you do is enter your basic info, and then print off a form. Bring that form to your pharmacy, and they’ll keep it on file. The next time you needs med’s, you’ll get the discounts if it’s on the list. Very simple, and can be really helpful.

Free Pharmacy Card

You can also sign up for this Free Pharmacy Card too. With both, you should be able to find just about any medicine that you need on one of their lists. We don’t use these a lot, but when I’ve needed prescriptions, these help us out so much! This one works just the same as the above.

Prilosec

Get a FREE sample of Prilosec. If you suffer from heartburn, you know how darn expensive it is to buy Prilosec! I watch for new free sample links, and request them as often as possible, to stock up for my boyfriend.

Printable RX Coupons

No health insurance? Taking prescription drugs? Print a free prescription coupon and save up to 75% on your next trip to the pharmacy. Click Here, type in the med you take, and it’ll show you if there is a coupon to print. Easy peasy savings.

This is a really amazing opportunity if you live in an area that qualifies. {Unfortunately, we don’t. Which is a huge bummer, since I have horrible allergies, and could really use some help, but can’t afford my seasonal doctor appt’s anymore.} Check it out, see if you qualify, and get your appointments and med’s free, plus get paid for participating!

Get two different Bausch & Lomb freebies. Print a certificate for the new PureVision2 HD products here: Printable Coupon, or get the Soft Lens product free here: Printable Freebie.

Free book and supplies to help you treat and manage your arthritis pain. Get it free for joining their online support community.

Free COPD assessment, and if you qualify you’ll get access to free samples, information, and more. All you do is answer a few questions, about 6 or 7, and it’ll give you a quick score to let you know your risk.

See if Lasik is right for you with this Free 30 second Lasik evaluation. Discount information available if you qualify. Click Here to see if you qualify for this.

If you suffer from acne or other skin problems, and can’t afford a dermatologist, try out Proactiv. This is a great time, since there are some valuable freebies you can access.

I hope this helps some of you!

Is anyone else reading this without health insurance too? It’s such a scary feeling… And it’s only the second time in my whole life I’ve gone without it! We try to eat healthy, exercise, and take vitamins… While stocking up on any medical freebies or coupons that I can get. Do you have any tips for saving on medical expenses? I’d love to hear them in the comments….

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New Summer Photo Freebies and Codes

New {Limited Time} Summer Photo Deals:

Shutterfly has a deal until August 3rd…

Use coupon code BOOK40 at check-out to get 40% off Photo Books! Plus, most orders are getting Free Shipping right now too! {See Shutterfly for details!}

Vistaprint {one of my VERY favorites for awesome freebies} is having a great deal–

Get 6 FREE Photo Products! Upload from Picasa, Facebook and Flickr! The products are free, just pay shipping and processing…

Shipping starts at:
Calendar- $5.67
Flipbook – $5.89
Mug – $5.67
Mouse Pad- $4.41
T-shirt – $4.41
Magnets- $4.70

BUT… Many times they have deals going where you can get FREE shipping with a $20 or $30 order. So I stock up on all 6 freebies, then order more at their discount prices, and save them for holiday gifts. What grandparent doesn’t love photo gifts, right?

Canvas People

Canvas Print has their deal going still: Get a FREE 8×10 Classic Canvas Wall Art Print, or use the $50 promo credit towards upgrading to a larger size, or adding cool effects like my favorite, the Pop-Art!

Kodak Gallery

Kodak has a really fun deal when you sign up to join the site… Buy one Photo Collage Wall Art, get another one FREE! These are amazing, and the kids LOVE seeing themselves blown up on posters.

Snapfish:

Visit their site, Snapfish.com, and if you’re a new member, you’ll get 20 FREE prints just for setting up an account! Then, use these promo codes:

BONUS200: Get 200 Free prints with a $15 purchase, or BONUS100 to get 100 free prints with a $10 purchase, expires August 2nd.

SUMMERFS20: Free shipping on orders over $20 until August 31st.

TRY3CARDS: Get 3 FREE customized greeting cards, until August 31st!

PURPLESNAPPY: Get 20% off on all stationary supplies, which are great for personalized school supplies for the kids.

So, gather up all of your favorite summer photos, get some fun prints and gifts made, and save a ton of money too! This is a great time to start making holiday photo gifts too.

{Share the love! Have friends that love freebies? Use the social buttons to share these sweet deals and codes with your Facebook or Twitter friends!}

Vistaprint

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Attention Beauty Insiders: Amazing NEW Freebie!

Are you a Sephora Beauty Insider?

If so, check out the uh-MAY-zing new freebie they’ve got going on..

Get a FREE mini Bare Escentuals Foundation, Purifying Facial Cleanser, and Make-Up Brush with ANY order!

Use code BAREGIFT to get the Original set, which gives a “Natural-Looking Glow”, or MATTEGIFT for a “Shine-Free Complexion”. There are 5 different shades to choose from too!

OR…

Use code SURPRISE at check-out to get a goodie bag stuffed full of 10 mystery samples! Fun, right? Plus, EVERY order at Sephora always comes with 3 free samples that you get to choose, and FREE shipping on all orders over $50 {no codes needed!}.

Not a Beauty Insider yet? No problem!

When you sign up as a Beauty Insider {which is also FREE!} you earn points for every dollar you spend, which equals MORE free products. I love, love, LOVE Sephora!

To make this deal even a little sweeter, check this out:

Instead of just going straight to Sephora.com, start with one of my favorite shopping sites first, and earn BONUS FREE rewards for your purchase!

MyPoints

How it Works:

  • Sign up for a quick account at MyPoints. Super simple, I promise.
  • Use their quick search box to look up Sephora. Then click that link to go directly to the Sephora site, and do your shopping just like you normally would.
  • MyPoints will automatically add the points for your purchase to your MyPoints account.
  • These points add up from other shopping, surveys, and activities, and you later cash them in for FREE gift cards! I’ve earned SO many of these over the years… I like to save most of them through the year, and use them for holiday shopping!

So…. Go get some pretty’s, earn some free rewards, and Happy Shopping! :)

{Share the love! Have friends that love freebies? Use the social buttons to share these sweet deals and codes with your Facebook or Twitter friends!}

Beyond the Rack

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