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Ever wondered how the Credit Card companies decide who to approve?

Introducing a cool new feature that the credit card companies will hate…

Ever wondered how credit card companies decide who to approve? Well, Credit Karma has been busy crunching billions of data points and we’ve come up with a way to help you avoid being declined for a credit card….


Introducing Approval Odds!

  • Tailored. Credit Karma uses key factors from your credit profile and some mind-numbing math to calculate your approval odds for over 30 of our top credit cards.
  • Up Front. The Approval Odds badge appears right next to Credit Karma’s credit card offers to help you understand how likely you are to be approved for that offer.
  • Credit Smart. Too many inquiries on your credit report can impact your credit health. Following the badges to the best offer is a good way to keep inquiries down by avoiding declined applications.

And just like the rest of Credit Karma, this is a completely free new feature. Just update your score every month and Credit Karma will instantly calculate your latest Approval Odds. Take the mystery out of getting credit, and put some power back in YOUR hands.

To get started, sign up for a totally free account at Credit Karma today:

Is it safe?

Credit Karma has been featured on shows like CNN and Good Morning America, and I use it myself. I seriously love it. People have asked me many times how to get a “real” free credit report… So many sites make you sign up for something to get it.

I used to suggest using the links to the credit places directly, since by law you can get one free copy from each, every year. But now that I’ve found Credit Karma, that’s all I will use from now on!

It is so easy to read and understand, and it’s completely safe. Read more about Credit Karma on wikipedia, on CrunchBase, or on Wisebread. And get signed up today! Knowing your credit score and having a copy of your own credit report, is such an important thing to do for your family!


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