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Credit Karma: Reader Story, plus seen on CNN, USA Today, and more!

Ok, I’ve told you guys about Credit Karma before.

It is an amazing site where you can get a FREE credit report and score, and they’re actually free, no strings.

I get asked ALL. THE. TIME. about how to get a free credit report, since all of the major places you hear advertised want your credit card info, and to enroll you in some BS when you try to get it.

Random and only sorta related pic...

I used to advise you to just get it directly from the companies, since by law, you are able to get one copy per year FREE from each one. But then I found Credit Karma!

This is SO much better than how I had been doing it! They not only give you access to your report for free, but they give you a really cool chart to access, comparing your score to averages across the country, and other details. It really is a super cool report, and gives you a credit score and tips to raise it!

Read a Sunshine and Sippy Cups readers story here:

Several years ago I found myself in a messy divorce that sadly landed my
credit in the garbage. I spent some time researching a way to monitor and
improve my credit and came across Credit Karma. And from that day forward,
it has changed my life!

The site is free to join, NEVER a fee or charge to review your scores,
monitor your credit, etc.  I log on every month to check my score and ensure
my report is accurate. I have also utilized their “savings” suggestions and
have saved at least $500 on insurance(home and auto). And by monitoring my
credit and working to improve the huge financial burden that my ex-husband
“left” me, I was able to improve my score by 3 points in just a few months.

I continue to utilize them and my scores continue to improve.

I highly recommend this site for anyone and everyone that wants to take
control of their credit and stay “in the know”.

A Credit Karma Fan,
Dana Partaker

You want to check it out for yourself?

Head over to Credit Karma today and get started. It is 100% legit, so it is safe to enter your info. {If you’re worried, Google it and you’ll see it’s safe!} Then verify your info by confirming with the email that they send you, and you get to see a very cool, colorful, and easy to understand layout of your credit score info!

If you have any questions about how this works, feel free to ask in the comments and I’ll get back to you!

I know you guys spend a lot of time trying to save money for your families by doing things like clipping coupons and searching for deals. Saving money that way is super important, but the money that you can save in the long run by improving your credit score is HUGE.

Another way to improve your families income is by educating
yourself. Look into some online accounting degrees
that can really help you make it through these tough economic times.

More and more traditional institutions have started offering flexible online college degrees, which is what I did when I went back to school. Next week I’ll graduate, and will have completed my whole degree online :) If you have questions about that too, ask me in the comments and I’ll get back to you!



  1. I have heard others mention good things about this site. I’ve been wanting to check it out but am always afraid when something ask for your social security number. I thought you were never supposed to enter your social security number online??

    • Sunshine and Sippy Cups says

      I wouldn’t say you should never enter it online… I’ve had to enter mine many times: Financial Aid forms, school forms, bank or other financial things, tax’s. And you cannot get your credit report anywhere without entering your social security, since it’s so important in being able to verify that it’s you!

      You’re right that you should be super careful with your social security number, and ONLY enter it on a very legitimate site! It should be pretty rare that you ever need to enter it online.

      But for something like this, it’s ok to enter. When you request your credit report from the credit places directly you also have to submit your social. And I’ve researched this place, I use it myself, and I’m so incredibly happy with it. I think it is SO important for people to know their credit report info, and this is, hands down, the BEST option I’ve ever found! :)

  2. Hi! Glad you’re finding CK helpful, and that you’re enjoying using our Credit Report Card ( Thanks for spreading the good karma!

    • Sunshine and Sippy Cups says

      Thanks for stopping by to comment! I am SUCH a big fan of Credit Karma, and seriously think everyone should use it to track their info. So thank YOU for having such an amazing service, and offering it for FREE!!

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